Accredited Wealth Management Advisor Practice Exam

Which risk is more prevalent overseas compared to the United States?

1. Loss of a diamond ring

2. Cyberattacks

3. Kidnapping

4. Damage to the primary residence

The correct answer is: Kidnapping

Kidnapping is indeed a risk that tends to be more prevalent overseas compared to the United States. This increased risk can be attributed to various factors, including political instability, economic disparities, and the presence of criminal organizations in certain regions. In some countries, kidnappings may be used as a means of extortion, targeting wealthy individuals or expatriates who are perceived to have significant resources. While issues like cyberattacks can occur globally, the specific threat of kidnapping is often more pronounced in certain international areas, particularly in regions with high crime rates or geopolitical tensions. In comparison, the other options, such as loss of a diamond ring, cyberattacks, and damage to primary residences, do not exhibit the same geographic disparity in prevalence or severity.